Now into being retired for several months, I did a few things instinctively experts suggest. First among them, I didn’t splurge.

Free of punching any timeclock, I didn’t travel. As much as I wanted to beat as many July and August weekends of Mojave Desert summer heat and hit the Coast – particularly Hermosa Beach and Oceanside – I deferred. Prudence demanded I first evaluate my new financial circumstances.

If I got deeper in the hole at this stage of life, escaping would be difficult without regular income through regular hours. I have no urge to return to the daily grind. Continue reading In a Different Desert at 65 →